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Umm Al-Qura University

Najmul Hoda

Dr. Najmul Hoda is currently working as an Assistant Professor at College of Business, Umm Al-Qura University in Saudi Arabia. He earned his doctorate in microfinance, and is passionate about research in social banking. He has been effectively using technology tools for quality teaching and has been conducting research on the effectiveness of technology in learning.
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Najmul Hoda
Najmul Hoda

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